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No Cost EMI – A Scam ?
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Fees ,gst kon dega 😂
aisa nhi hi
shorts pe dislike button ya duplicacy report karne ka option kyu nahi rehta
भाई, मैंने भी No Cost EMI पर लिया था। लेकिन बाद में कुछ अतिरिक्त चार्ज जुड़ जाते हैं, जो खरीदते समय पता नहीं चलते। उदाहरण के लिए, अगर सामान ₹24,000 का है, तो अंत में ₹5,000–₹6,000 तक अतिरिक्त देने पड़ सकते हैं। यानी कुल भुगतान लगभग ₹29,000–₹30,000 तक पहुंच जाता है।
Should i go with the rtx 5070 asus tuf f16 as it is within my budget now or wait for legion 5 or 5 pro rtx 5070 to decrease its price?
Useless video
This is not correctly explained and EMI amount only increased for those selected tenure like 9 months, 12 months if NO Cost EMI option is upto 6 months and more than that amount is increased,
Actually in case of NO Cost EMI, now days Suppose any e-commerce website give upfront discount.
Like Product Price – 15000
Applied for NO COST EMI 6 months
Website will reduce the price 13000 by giving 2000 as no cost EMI discount.
Now Bank Will Charge the actual EMI on 13000
13000 + First Month EMI Processing Fee 300 + 6 months Interest Suppose 1700 + GST on Interest 18% so it is little over actual amount but still benefit to those who can pay little extra like 500-600 to get 15000 product at EMI.
So it
bhai mere ye doubt tha ki nocost mai koi koi mai zero l interest lagta hai to usme hidden charge ek to processing fees mai gst lagegi aur interest to hoga nhi to usme gst nhi lagegi na?
Wrong info
today i bought iphone 17 .i had two option 78300 with full swipe and 77100(including processing fee , gst , gst on interest) with no cost emi . conclusion – do your own calculation before purchasing . pro tip- alway opt for 3/6 month emi to save the gst on interest part.
this is total BS video, all they charge is processing fee and some other few charges like i purchased a thing of 20k last month with bajaj finsav and i had to pay around 500 as some charges
But us emi pe gst dena padh rha h
Reall❤ hai 💯
Right
Non logical video
Ni hota hai bhai😂
Youtube recommending me this video after 4 years
Maine toh kabhi nahin dekha price badte hua
Agar aap emi immediately foreclose karde toh extra discount milta hai
Aur yeh one of the best ways hai for people to afford things they require without having to rethink about the monthly budget or digging into their savings.
Only extra is the processing fees that is charged
sometimes 120, sometimes 250 or 300
Maine mattress liya hai 800 rupai per month pe
Just wanted to try actually mein de rahe hai ish rate ke EMI mein
NO COST EMI MEANS INTEREST ARE ALREADY INCLUDED. YOU PAY ONE TIME OR ON EMI, YOU LOSE BOTH BATTLES. 😂
7300,,lte varient handset
What about the GST on the emi and service charge for emi activation?
Though I opt emi option very less. I've never seen price change if I select No cost emi. And I checked my each and every transaction of monthly emis and calculated the total, it's not exceeding the amount in any way. Not even any convinience charge or any thing. The reason could be that vendor/merchant is actually giving those discounts. And E-commerce platforms might be taking lesser commission from merchant. The exact calculation they know. But it's not always true that we have to pay cost for no-cost emi. It's most likely the way to encourage a consumer to buy an expensive item which they can't afford.
The term No Cost EMI is severely and utterly inappropriate , why will someone offer interest free loan ? It is that simple to understand that No Cost EMI is costly just that this cost is not shown to us.
Price doens't change on clicking No Cost EMI, so sellers are ready to offer that discount to the bank but not to the customer who wants to pay in full upfront. That's the irony.
If the customer wants to pay in full, the seller should really offer that discounted price or without interest price to the customer directly instead of offering No cost EMI.
Jhoot pe jhoot
Beginner ko mislead karne ka ninja tarika 😅.
Bina emi ke bhi same price hoti h ….
bhai hamko to no cost mr hi pada na
Mere ko pehla no cost emi lene k baad pata chala tha 😂
We have to pay the GST on the interest charged by the bank in No cost EMI
I bought goods worth 75k on no cost emi for 6 months and ended up paying almost 85k at the end of 6 months
Lack of content and free wifi ke asar
Well, you can have your own logic, but if we don’t opt for that no-cost EMI option, we still have to pay the same amount. So I don’t care how they charge us — as a consumer, I’m paying the same amount in installments that I would have paid upfront. And sometimes, they even give instant discounts. They may charge ₹100–200 as processing fees, but a 6-month EMI at the same cost is worth it.
Kya faida no cost EMI me phone Lena jab government ko per EMI per gst pay karne hoga 😂😆
Found today's "to report " video
Ye banda mislead kar rha hai…koi price change nhi hita balki kam ho jata hai mene phone 18000 ka phone no cost emi pe kharida to mene total cost amazon ko 16500 kia interest amount hata kar..this is true don't fall