💳 Trust Freedom Card
Earn 3% Stockback on both local and overseas spending until 31 December 2026, rewards capped at S$500 in Stockback per quarter!!
✅ No Monthly Minimum Spend
✅ No Annual Fees
✅ No Foreign Currency Exchange Fees
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🎁 Limited-time sign-up promotion, Sign up with code ➡️ 69F3T6UM
New-to-Trust credit card holders who sign up by 31 October 2026 and select Stockback as their reward can receive a sure-win stock gift valued up to USD8,000. No minimum spend required.
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Trust Bank just launched Singapore’s first credit card offering Stockback rewards, and I’m genuinely excited about how this fits into my existing credit card strategy. ☺️
In this video, I break down how the new Trust Freedom Card works, how 3% Stockback is converted into US stocks or ETFs, and how I’m personally using it for both local and overseas spending.
I also share my experience using the card in Bangkok, including the exchange rate I received, and why I think the quarterly Stockback cap can be especially useful for big-ticket purchases like the things I’m buying for my new home.
The idea isn’t to spend more just to earn rewards. It’s about making the most of spending I would have done anyway, while continuing to invest intentionally towards my financial goals.
Note: From 1 January 2027, the Stockback earn rate changes to 2% on local eligible spending and 0.5% on foreign eligible spending.
Any mention of stocks or ETFs are for information purposes only and is not an offer or recommendation.
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Connect With Me
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🪶 Demi’s Life & Money Journal ➡️
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📫 Email — demi.zhuangg@gmail.com
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Disclaimer
Hey guys, I just wanted to mention that with all the videos I’ve posted to-date should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I’ve mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that’ll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡 Some links above are affiliate link. I earn a little at no cost to you!
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source
🎁 Limited-time sign-up promotion, Sign up with code ➡ 69F3T6UM
New-to-Trust credit card holders who sign up by 31 October 2026 and select Stockback as their reward can receive a sure-win stock gift valued up to USD8,000. No minimum spend required.
🔗 https://trustbank.sg/freedom-credit-card/stockback/
Hi Demi, I just switched now, but it says the stockback only starts next quarter which is 1 Oct onwards. So now mine is still cashback, am I right?
hmmm my opinion.
i still think that Cashback 15% Cat will be better than Stockback 3% …..
If hit $2000.00 monthly the stockback will at $60.00 whereas if i choose 15% cashback cat will be at $103.00 per month
unless you have a lot big buys spending above $3000.00 monthly. then stockback will be more worthwhile …till 31 dec … Jan 2027 will be reduce to 2% Sad 🙁
If we spend on insurance will the stockback applies?
fantastic content!
Does this beat Mari card for overseas spend now?
I changed my category to stockback but the physical card is still the same old cashback. How come your card has changed?
Can use freedom card for insurance premium?
Thanks for the explanation. Just get my card approved.
First time see a credit card giving Stockback ! So far all cards give cash back.
Stockback seems better than cashback now, since most of my spending on my Trust card are on daily food. Spend and earn more stocks which will grow with time.
hey demi appreciate the breakdown! what are the categories of things you can use this to buy!