My FIRE Plan to Build S$2.5M: Cash, CPF & SRS Strategy



🐮 Moomoo SG: (Sponsor)
Use code HMSG999 under “Special Deposit” in the moomoo app. T&Cs apply.

S$1 million at 33. US$1 million at 34. The next target is S$2.5 million in household investable assets, enough to fund S$100,000 a year at a 4% withdrawal rate. Here is exactly how I am investing my cash, CPF and SRS to get there.

*Moomoo Disclaimer*
Moomoo Singapore is the sponsor of this content. Chris @HoneyMoneySG is not licensed to provide financial advisory services in Singapore. This content is for informational purposes only, does not constitute financial advice, and reflects Chris @HoneyMoneySG’s independent opinion. Please conduct your own research and invest according to your personal risk tolerance. This advertisement has not been reviewed by the Monetary Authority of Singapore.

⭐️ Join me & Shao Chun on 7 Nov 2026 (Sat) live workshop at Moomoo Bugis:
_________________________________

📌 My go-to tools:
💹 Investing & Trading Platforms:
💳 Cards and savings:
☕️ FREE spreadsheets:

📌 Connect:
💬 Telegram:
📷 Instagram:
🌐 Website:
📧 Business only: sghoneymoney@gmail.com

Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.
_________________________________

In this video, I share why I am moving away from individual stocks towards broad based index funds, and why a 10% correction on a S$2.5M portfolio changes how I think about risk. I break down my 85% international and 15% Singapore equities allocation, including why I hold the STI ETF as a home bias. I also explain how I treat my CPF Special Account as fixed income, why I invest part of my CPF OA and SRS in MSCI World funds, and how you can now buy eligible ETFs like G3B and XWR with CPF or SRS on Moomoo. Finally, I cover why I consolidated my Singapore ETFs on one platform and how I think about layering retirement income on top of CPF LIFE.

CHAPTERS
00:00 Intro: Why S$2.5 Million
01:22 My Cash Investment Strategy
03:38 How I Invest My CPF and SRS
07:11 How to Buy ETFs With CPF and SRS on moomoo
08:08 Transfer-in: Consolidating My Singapore ETFs
09:29 Planning for Retirement Income
11:28 Summary

#SponsoredBy #Moomoo

source

6 Comments

  1. 🐮 Moomoo SG: https://start.moomoo.com/0Mlpjj (Sponsor)
    Use code HMSG999 under "Special Deposit" in the moomoo app. T&Cs apply.

    Moomoo Disclaimer
    Moomoo Singapore is the sponsor of this content. Chris @HoneyMoneySG is not licensed to provide financial advisory services in Singapore. This content is for informational purposes only, does not constitute financial advice, and reflects Chris @HoneyMoneySG's independent opinion. Please conduct your own research and invest according to your personal risk tolerance. This advertisement has not been reviewed by the Monetary Authority of Singapore.

  2. Its weird that not alot of people are talking about using stashaway ETF explorer to buy global UCITS ETF using SRS.. is it because it is not worth it compared to the recently launched ETF in SG

  3. The nice thing about the second million is that the first one is already working on it. At 5% a year after inflation, a million roughly doubles on its own in about 14 years, so everything you add on top just shortens that clock.

Leave a Reply

Your email address will not be published. Required fields are marked *

You might like

© 2026 Cantinho do Vídeo - WordPress Video Theme by WPEnjoy