If you’re considering Medicare Supplement Plan N, you’ve probably heard about something called excess charges.
In this video, Danielle explains what excess charges are, when they happen, how common they really are, and how Plan N handles them. You’ll also learn which states ban excess charges completely and simple ways to avoid unexpected bills while keeping your Medicare costs lower.
HELPFUL LINKS:
Plan N blog:
Plan N vs Plan G blog:
00:00 Introduction
00:23 Medicare Assignment
01:19 Plan N Copays
01:38 How Excess Charges Happen
02:07 Banned States
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I would like to talk to talk to someone about which plan is best for me, either Medicare advantage plan & a Medigap plan, like plan G. I would like a phone number to contact you please
I’ve heard that in an emergency situation they will accept what Medicare pays
I went with Plan G just to be safe. Great video!
All great information!
Excellent information!
Good info
I find the banned excess charges confusing. Let's say I live in Ohio where it is banned but get care in bordering Kentucky could I get charged excess charges there even though I live in Ohio a state where excess charges are banned?
I've had Plan N for two years and no excess charges.
As the government reduces on a regular basis the amount of reimbursement to doctors while costs increases, I have always been concerned that, while excess charges are rare today, that could change dramatically in the future. If it does, you may not be able to change from an N to a G plan. This is the main reason I chose G even though Plan N premiums were lower. I’d rather be able to lock in this decision before I get sick.
Nope never had one or herd of anyone who had one plus if the Dr. is going to change you an excess change he is required to tell you up front then l probably would see another Dr. Love my N plan!!!!!!!